Payment methods
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Zru x Inespay: enable bank transfer payments at your checkout
At Zru, we have incorporated Online Transfer from Inespay into our connection ecosystem so that merchants can offer an even more complete payment experience tailored to each customer.
Online Transfer is a payment method that redirects the buyer to their bank to authenticate and authorize a real-time transfer. In turn, the merchant receives instant confirmation of the payment to process orders without delay. It is a secure, fast, and frictionless option that expands the payment possibilities within your checkout.
What is Online Transfer by Inespay?
Online Transfer is a payment initiation service regulated under the Second European Payment Services Directive (PSD2), provided by Inespay, a Payment Entity authorized and supervised by the Bank of Spain.
Online Transfer adapts the transfer payment to the needs of e-commerce: the payment and its confirmation occur in real-time.
The payment process is straightforward:
Select Online Transfer at checkout.
Select your financial institution to be redirected.
Log in with your usual Online Banking credentials.
Review and authorize the payment.
The merchant will receive instant confirmation and will be able to process the order immediately.
Everything is done under the security standards of European Open Banking, providing a smooth experience for both the buyer and the merchant.
Advantages of payments with Online Transfer by Inespay
Incorporating Online Transfer into your checkout allows you to offer a more convenient transfer payment option than a traditional transfer. Here are the advantages:
Advantages for merchants
Irrevocable payments: the payment confirmation is instant and the payer cannot cancel it.
Lower risk of fraud or chargebacks: authentication is performed directly in the client's banking environment, reducing the risk compared to card payments.
Higher conversion on large tickets: payments by bank transfer are especially useful for high amounts, as many cards have spending limits or do not allow transactions above a certain amount.
More competitive costs compared to card payments.
Especially useful in B2B: companies handling high amounts may prefer payment by bank transfer.
Advantages for buyers
Simplicity: they do not need to have the card on hand or manually enter data like IBAN or amount. Everything is generated automatically from their online banking.
Safe and fast: the payment confirmation is immediate, allowing the merchant to process the order at once and maintain the same agility as with card payments.
Activate Online Transfer by Inespay directly in your Zru dashboard
In the Zru dashboard, configuring Online Transfer takes only a few minutes and requires no additional development from the merchants.
Once activated, it will appear in your checkout as an additional option for your customers, and you can manage it with the same segmentation rules from the Checkout section in the Zru panel.
If you want us to assist you in activating Online Transfer from Inespay or have questions about how to configure it, we will be happy to help.
Payment methods
5
READING TIME
Zru x Inespay: enable bank transfer payments at your checkout
Table of content
At Zru, we have incorporated Online Transfer from Inespay into our connection ecosystem so that merchants can offer an even more complete payment experience tailored to each customer.
Online Transfer is a payment method that redirects the buyer to their bank to authenticate and authorize a real-time transfer. In turn, the merchant receives instant confirmation of the payment to process orders without delay. It is a secure, fast, and frictionless option that expands the payment possibilities within your checkout.
What is Online Transfer by Inespay?
Online Transfer is a payment initiation service regulated under the Second European Payment Services Directive (PSD2), provided by Inespay, a Payment Entity authorized and supervised by the Bank of Spain.
Online Transfer adapts the transfer payment to the needs of e-commerce: the payment and its confirmation occur in real-time.
The payment process is straightforward:
Select Online Transfer at checkout.
Select your financial institution to be redirected.
Log in with your usual Online Banking credentials.
Review and authorize the payment.
The merchant will receive instant confirmation and will be able to process the order immediately.
Everything is done under the security standards of European Open Banking, providing a smooth experience for both the buyer and the merchant.
Advantages of payments with Online Transfer by Inespay
Incorporating Online Transfer into your checkout allows you to offer a more convenient transfer payment option than a traditional transfer. Here are the advantages:
Advantages for merchants
Irrevocable payments: the payment confirmation is instant and the payer cannot cancel it.
Lower risk of fraud or chargebacks: authentication is performed directly in the client's banking environment, reducing the risk compared to card payments.
Higher conversion on large tickets: payments by bank transfer are especially useful for high amounts, as many cards have spending limits or do not allow transactions above a certain amount.
More competitive costs compared to card payments.
Especially useful in B2B: companies handling high amounts may prefer payment by bank transfer.
Advantages for buyers
Simplicity: they do not need to have the card on hand or manually enter data like IBAN or amount. Everything is generated automatically from their online banking.
Safe and fast: the payment confirmation is immediate, allowing the merchant to process the order at once and maintain the same agility as with card payments.
Activate Online Transfer by Inespay directly in your Zru dashboard
In the Zru dashboard, configuring Online Transfer takes only a few minutes and requires no additional development from the merchants.
Once activated, it will appear in your checkout as an additional option for your customers, and you can manage it with the same segmentation rules from the Checkout section in the Zru panel.
If you want us to assist you in activating Online Transfer from Inespay or have questions about how to configure it, we will be happy to help.
