PAYMENTS GONE THROUGH
Boost your business through orchestrations
With Zru, design and optimize your payment flows improving your customers' checkout experience and increasing your conversions.
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
USER FLOW
01
Shopping Cart
02
Payment method
03
Processing payment
04
Payment accepted
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
USER FLOW
01
Shopping Cart
02
Payment method
03
Processing payment
04
Payment accepted
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
USER FLOW
01
Shopping Cart
02
Payment method
03
Processing payment
04
Payment accepted
Greenwater Sofa
€326.10
€163.05 (per unit)
Go to pay
OPERATIONS IN ZRU
Transaction creation
CONDITION:
Currency
=
EUR
Country
=
Spain
+200 Payment methods
The solution for high-performance payment teams
Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service
Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service
Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service
Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service
Increase conversions
Increase conversions
Increase conversions
Maximize your revenue and boost your sales by optimizing the checkout process.
Implement fallback rules to prevent revenue loss
Add market-specific payment options
Prioritize the processor with the best fees
After integrating Zru
Before
Acceptance rate
Acceptance rate
95%
95%
15.3%
0.4%
Reduce costs
Minimize processing fees by orchestrating across multiple payment providers.
Scale your business
Accelerate growth by adding new payment methods in seconds.
Centralize management
Control, manage and monitor all your payments from a single platform.
Reduce fraud
Implement a risk prevention strategy across your entire payment flow.
Countries
Countries
Payment methods
Payment methods
Currencies
Currencies
Acceptance rate
Acceptance rate
Product Overview
Connections
Checkout
Orchestration
Control
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Adyen
Global platform for card payment processing
Aplazame
Instant financing
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Braintree
Online payment processor with support for PayPal and cards.
Cecabank
Online payment solution with card and Bizum in Spain
Coingate
Accept payments with Bitcoin and cryptocurrencies
El Corte Inglés
Payment solution for purchases with ECI card
Evosnap
Card payment processing across multiple countries
Floa
Finance your purchase backed by BNP Paribas
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Google Play
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Connections
Checkout
Orchestration
Control
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Adyen
Global platform for card payment processing
Aplazame
Instant financing
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Braintree
Online payment processor with support for PayPal and cards.
Cecabank
Online payment solution with card and Bizum in Spain
Coingate
Accept payments with Bitcoin and cryptocurrencies
El Corte Inglés
Payment solution for purchases with ECI card
Evosnap
Card payment processing across multiple countries
Floa
Finance your purchase backed by BNP Paribas
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Google Play
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Connections
Checkout
Orchestration
Control
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Adyen
Global platform for card payment processing
Aplazame
Instant financing
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Braintree
Online payment processor with support for PayPal and cards.
Cecabank
Online payment solution with card and Bizum in Spain
Coingate
Accept payments with Bitcoin and cryptocurrencies
El Corte Inglés
Payment solution for purchases with ECI card
Evosnap
Card payment processing across multiple countries
Floa
Finance your purchase backed by BNP Paribas
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Google Play
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Connections
Checkout
Orchestration
Management
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Coingate
Accept payments with Bitcoin and cryptocurrencies
Floa
Finance your purchase backed by BNP Paribas
GoCardless
Recurring payments and SEPA direct debits
Klarna
Flexible payment (BNPL), pay now, later or in installments in Europe
Monnify
Acepta pagos en Nigeria a través de distintos métodos de pago
Network Token
Card scheme tokenization for more secure payments
PayU
Payment processor for emerging markets
Pepper
Specialized payment platform for deferred payments
Stripe
Online payment processor with global support
Worldpay
International payment processor
dLocal
Payment processor in emerging markets
+
108
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Cecabank
Online payment solution with card and Bizum in Spain
El Corte Inglés
Payment solution for purchases with ECI card
Global Payments
Advanced solutions for global payment processing
Marketplace
Payment and settlement infrastructure for platforms
Mercado Pago
Leading payment processor in Latin America
PayPal
Global solution for online payments using balance, card or bank account
Redsys
Main card and Bizum payment processor in Spain
SeQura
Flexible payment solution
Solidgate
Payment processor for digital businesses
Transferencia Online by Inespay
SEPA bank transfers with your usual Online Banking keys
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Apple Pay
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Connections
Checkout
Orchestration
Management
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Coingate
Accept payments with Bitcoin and cryptocurrencies
Floa
Finance your purchase backed by BNP Paribas
GoCardless
Recurring payments and SEPA direct debits
Klarna
Flexible payment (BNPL), pay now, later or in installments in Europe
Monnify
Acepta pagos en Nigeria a través de distintos métodos de pago
Network Token
Card scheme tokenization for more secure payments
PayU
Payment processor for emerging markets
Pepper
Specialized payment platform for deferred payments
Stripe
Online payment processor with global support
Worldpay
International payment processor
dLocal
Payment processor in emerging markets
+
108
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Cecabank
Online payment solution with card and Bizum in Spain
El Corte Inglés
Payment solution for purchases with ECI card
Global Payments
Advanced solutions for global payment processing
Marketplace
Payment and settlement infrastructure for platforms
Mercado Pago
Leading payment processor in Latin America
PayPal
Global solution for online payments using balance, card or bank account
Redsys
Main card and Bizum payment processor in Spain
SeQura
Flexible payment solution
Solidgate
Payment processor for digital businesses
Transferencia Online by Inespay
SEPA bank transfers with your usual Online Banking keys
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Apple Pay
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Connections
Checkout
Orchestration
Management
One platform,
all connections
Your global payments partner. Offer the right payment methods for every customer.
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Coingate
Accept payments with Bitcoin and cryptocurrencies
Floa
Finance your purchase backed by BNP Paribas
GoCardless
Recurring payments and SEPA direct debits
Klarna
Flexible payment (BNPL), pay now, later or in installments in Europe
Monnify
Acepta pagos en Nigeria a través de distintos métodos de pago
Network Token
Card scheme tokenization for more secure payments
PayU
Payment processor for emerging markets
Pepper
Specialized payment platform for deferred payments
Stripe
Online payment processor with global support
Worldpay
International payment processor
dLocal
Payment processor in emerging markets
+
108
3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Cecabank
Online payment solution with card and Bizum in Spain
El Corte Inglés
Payment solution for purchases with ECI card
Global Payments
Advanced solutions for global payment processing
Marketplace
Payment and settlement infrastructure for platforms
Mercado Pago
Leading payment processor in Latin America
PayPal
Global solution for online payments using balance, card or bank account
Redsys
Main card and Bizum payment processor in Spain
SeQura
Flexible payment solution
Solidgate
Payment processor for digital businesses
Transferencia Online by Inespay
SEPA bank transfers with your usual Online Banking keys
Deliver a personalized payment experience
Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.
to pay
€326.10
Show summary
O
Card
Bizum
Split your pay...
Card number
4916 9584 8352 1567
Expiration date
02/2031
CVV
845
Pay now
Quick payments
Apple Pay
PayPal
Apple Pay
Payment methods
Card
Bizum
Pepper
Optimize your transactions at every step
Customize and optimize payment flows with multi-processor orchestration.
Conditions
IF:
Region
=
Europe
Card type
=
Debit
Add condition
Payment route
Authorize:
Redsys
Fallback
Adyen
Make data-driven
decisions
All your payment information in real time. Issue refunds...
Payment methods
Payments
Authorizations
Declines
Redsys
Stripe
Adyen
Inespay
Bizum
-3%
+4%
+2%
+1%
+1%
17%
16%
15%
8%
8%
Payments
Authorizations
Declines
Sales
€16.2k
Volume
15%
Operations
Successful payments
93%
+10%
890
Completed authorizations
86%
+3%
890
Declined payments
3%
-1%
32
Create a robust payment infrastructure using our full suite of features
Create a robust payment infrastructure using our full suite of features
Subscriptions & Authorizations
Increase retention by automating recurring payments and frictionless card charges with total flexibility.
Network Token
Reduce declines and boost conversion with scheme tokens that update automatically.
3DS Agnostic
Enhance user experience while maintaining full control over 3D Secure authentication for every payment.
Vault & Tokenization
Operate with peace of mind: store cards securely and stay PCI-compliant without handling sensitive data.
Marketplace
Scale your platform by managing payments, fees and settlements across multiple sellers or partners.
Payment Links, QR & IVR
Get paid through any channel: send payment links, display physical QR codes or enable phone payments via IVR.
PCI Compliant
99.99% Uptime
24/7 Support
Zru is the perfect partner to help us with agile and customized processes that improve our customers' experience.
Zru is the perfect partner to help us with agile and customized processes that improve our customers' experience.
Zru is the perfect partner to help us with agile and customized processes that improve our customers' experience.
19%
Increase in acceptance rate
27%
Cost savings
9.2%
Recovered payments
Fernando García
Chief Business Officer, Pepper España
Chief Business Officer, Pepper España
START NOW
Talk to a
payments expert
Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.
Call us now
We’re available Monday to Friday.
START NOW
Talk to a
payments expert
Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.
Call us now
We’re available Monday to Friday.
START NOW
Talk to a payments expert
Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.
Call us now
We’re available Monday to Friday.
START NOW
Talk to a
payments expert
Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.
Call us now
We’re available Monday to Friday.
START NOW
Talk to a
payments expert
Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.
Call us now
We’re available Monday to Friday.
Where payments
go through
© Copyright 2025
Where payments
go through
© Copyright 2025
Where payments
go through
© Copyright 2025
Where payments
go through
© Copyright 2025
Where payments
go through
© Copyright 2025