Payment infrastructure

Payments go through

Conversion rates go up

Processing costs go down

Failed payments get recovered

Less fraud and chargebacks

Control without engineering

Conversion rates go up

Processing costs go down

Failed payments get recovered

Less fraud and chargebacks

Control without engineering

Conversion rates go up

Processing costs go down

Failed payments get recovered

Less fraud and chargebacks

Control without engineering

Conversion rates go up

Processing costs go down

Failed payments get recovered

Less fraud and chargebacks

Control without engineering

Conversion rates go up

One integration. Every processor and payment method you need, configured from a single panel without relying on your engineering team

Book a demo

Connect in one click

Define payments routes

Configure checkout

Analize performance

Manage sales

Avoid fraud

Connect in one click

+200 Payment methods

THE SOLUTION

Payment infrastructure
for high-performance teams

Head of Payments

Chief Financial Officer

Head of Growth

CTO

Customer service

Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service

Head of Payments
Chief Financial Officer
Head of Growth
CTO
Customer service

CONVERSION

More payments approved, less revenue lost

Maximize your revenue and boost your sales by optimizing the checkout process.

Implement fallback rules to prevent revenue loss

Add market-specific payment options

Prioritize the processor with the best fees

After integrating Zru

Before

Acceptance rate

95%

15.3%

Costs

Pay less on every transaction

Route each payment through the lowest-cost processor based on issuing bank, card type, and country.

0.4%

Autonomy

New payment methods live in minutes, no code

Accelerate your growth by adding new payment methods in seconds. No tickets or sprints required. Do it all from your dashboard.

Control

All payment operations in one place

Transactions, reconciliations, refunds, and performance by processor, all centralized in one dashboard, in real time.

Fraud

Less revenue lost to fraud and chargebacks

Configure risk rules across the entire flow without additional development. Block by BIN, country, or behavior.

+190

Payment methods

+170

Countries

+140

Currencies

INTEGRATION

OUR PLATFORM

Total control over your payments,
without a line of code

Total control over your payments,without a line of code

Connections

Checkout

Orchestration

Control

One platform,
all connections

Your global payments partner. Offer the right payment methods for every customer.

Explore connections

3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Adyen
Global platform for card payment processing
Aplazame
Instant financing
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Braintree
Online payment processor with support for PayPal and cards.
Cecabank
Online payment solution with card and Bizum in Spain
Coingate
Accept payments with Bitcoin and cryptocurrencies
El Corte Inglés
Payment solution for purchases with ECI card
Evosnap
Card payment processing across multiple countries
Floa
Finance your purchase backed by BNP Paribas

Deliver a personalized payment experience

Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.

Explore Custom Checkout

to pay

€326.10

Show summary

Card

Bizum

Split your pay...

Card number

4916 9584 8352 1567

Expiration date

02/2031

CVV

845

Pay now

Quick payments

Apple Pay

PayPal

Google Play

Payment methods

Card

Bizum

Pepper

Optimize your transactions at every step

Customize and optimize payment flows with multi-processor orchestration.

Explore Orchestration

Conditions

IF:

Region

Europe

Card type

Debit

Add condition

Payment route

Authorize:

Redsys

Fallback

Adyen

Make data-driven
decisions

All your payment information in real time. Issue refunds...

Explore payment management

Sales

€16.2k

Volume

15%

Operations

Successful payments

93%

+10%

890

Completed authorizations

86%

+3%

890

Declined payments

-1%

Payment methods

Payments

Authorizations

Declines

Redsys

Stripe

Adyen

Inespay

Bizum

-3%

+4%

+2%

+1%

17%

16%

15%

Payments

Authorizations

Declines

Connections

Checkout

Orchestration

Control

One platform,
all connections

Your global payments partner. Offer the right payment methods for every customer.

Explore connections

3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Adyen
Global platform for card payment processing
Aplazame
Instant financing
Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Braintree
Online payment processor with support for PayPal and cards.
Cecabank
Online payment solution with card and Bizum in Spain
Coingate
Accept payments with Bitcoin and cryptocurrencies
El Corte Inglés
Payment solution for purchases with ECI card
Evosnap
Card payment processing across multiple countries
Floa
Finance your purchase backed by BNP Paribas

Deliver a personalized payment experience

Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.

Explore Custom Checkout

to pay

€326.10

Show summary

Card

Bizum

Split your pay...

Card number

4916 9584 8352 1567

Expiration date

02/2031

CVV

845

Pay now

Quick payments

Apple Pay

PayPal

Google Play

Payment methods

Card

Bizum

Pepper

Optimize your transactions at every step

Customize and optimize payment flows with multi-processor orchestration.

Explore Orchestration

Conditions

IF:

Region

Europe

Card type

Debit

Add condition

Payment route

Authorize:

Redsys

Fallback

Adyen

Make data-driven
decisions

All your payment information in real time. Issue refunds...

Explore payment management

Sales

€16.2k

Volume

15%

Operations

Successful payments

93%

+10%

890

Completed authorizations

86%

+3%

890

Declined payments

-1%

Payment methods

Payments

Authorizations

Declines

Redsys

Stripe

Adyen

Inespay

Bizum

-3%

+4%

+2%

+1%

17%

16%

15%

Payments

Authorizations

Declines

Connections

Checkout

Orchestration

Management

One platform,
all connections

Your global payments partner. Offer the right payment methods for every customer.

Explore connections

Authorize.Net
Card payment processing in the U.S.
Bamboo Payments
Cross-border payment processor with strong presence in Latin America
Coingate
Accept payments with Bitcoin and cryptocurrencies
Floa
Finance your purchase backed by BNP Paribas
GoCardless
Recurring payments and SEPA direct debits
Klarna
Flexible payment (BNPL), pay now, later or in installments in Europe
Monnify
Acepta pagos en Nigeria a través de distintos métodos de pago
Network Token
Card scheme tokenization for more secure payments
PayU
Payment processor for emerging markets
Pepper
Specialized payment platform for deferred payments
Stripe
Online payment processor with global support
Worldpay
International payment processor
dLocal
Payment processor in emerging markets
+
108

3DS Agnostic
Advanced 3D Secure authentication for secure payments
Addon Payments
Payment's solution of Caixa
Cecabank
Online payment solution with card and Bizum in Spain
El Corte Inglés
Payment solution for purchases with ECI card
Global Payments
Advanced solutions for global payment processing
Marketplace
Payment and settlement infrastructure for platforms
Mercado Pago
Leading payment processor in Latin America
PayPal
Global solution for online payments using balance, card or bank account
Paytef
Payment gateway with physical and virtual POS for merchants in Spain
Redsys
Main card and Bizum payment processor in Spain
SeQura
Flexible payment solution
Solidgate
Payment processor for digital businesses
Transferencia Online by Inespay
SEPA bank transfers with your usual Online Banking keys

Deliver a personalized payment experience

Segment your users and tailor the checkout screen by enabling specific payment methods and easily adjusting its appearance.

Explore Custom Checkout

to pay

€326.10

Show summary

Card

Bizum

Split your pay...

Card number

4916 9584 8352 1567

Expiration date

02/2031

CVV

845

Pay now

Quick payments

Apple Pay

PayPal

Apple Pay

Payment methods

Card

Bizum

Pepper

Optimize your transactions at every step

Customize and optimize payment flows with multi-processor orchestration.

Explore Orchestration

Conditions

IF:

Region

Europe

Card type

Debit

Add condition

Payment route

Authorize:

Redsys

Fallback

Adyen

Make data-driven
decisions

All your payment information in real time. Issue refunds...

Explore payment management

Payment methods

Payments

Authorizations

Declines

Redsys

Stripe

Adyen

Inespay

Bizum

-3%

+4%

+2%

+1%

17%

16%

15%

Payments

Authorizations

Declines

Sales

€16.2k

Volume

15%

Operations

Successful payments

93%

+10%

890

Completed authorizations

86%

+3%

890

Declined payments

-1%

ADVANCED FEATURES INCLUDED

Subscriptions & Authorizations

Increase retention by automating recurring payments and frictionless card charges with total flexibility.

Network Token

Reduce declines and boost conversion with scheme tokens that update automatically.

3DS Agnostic

Enhance user experience while maintaining full control over 3D Secure authentication for every payment.

Vault & Tokenization

Operate with peace of mind: store cards securely and stay PCI-compliant without handling sensitive data.

Marketplace

Scale your platform by managing payments, fees and settlements across multiple sellers or partners.

Payment Links, QR & IVR

Get paid through any channel: send payment links, display physical QR codes or enable phone payments via IVR.

PCI Compliant

99.99% Uptime

24/7 Support

SUCCESS STORIES

Numbers, not promises

Zru is the perfect partner to help us with agile and customized processes that improve our customers' experience.

19%

Increase in acceptance rate

27%

Cost savings

9.2%

Recovered payments

Fernando García

Chief Business Officer, Pepper España

START NOW

Talk to a payments expert

Discover how Zru can optimize your payment strategy by increasing approval rates, reducing costs and seamlessly integrating a wide range of global and local payment methods. Simplify management and take your transactions to the next level.

Sin compromisos ni contratos de permanencia

Una integración, acceso a todo el ecosistema

Soporte especializado desde el primer día

Call us now

We’re available Monday to Friday.